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Protecting your business and employees from the financial strain of extended absences due to illness or injury is crucial. That's where disability insurance comes in. It provides vital support by covering essential expenses and ensuring business continuity while you or your employees focus on recovery.

At Eastern Insuring Agency, we specialize in finding the right disability insurance solutions for your business, your employees, and you.

Typically, there are three main types of disability insurance policies available: Short-term disability insurance bridges the income gap for employees who are totally disabled and unable to work for up to six months. It kicks in after exhausting other options like paid time off or sick leave



Long-term disability insurance provides continued income replacement for employees over an extended period, ranging from five years to age 65, depending on the policy terms.

Business owner disability insurance safeguards small business owners by helping them maintain business operations in the event of their own sickness or disability.

With disability insurance requirements varying by state and subject to frequent changes, our Upstate agents are here to ensure your business remains compliant while safeguarding your workforce.